Yes, I copied it from here and was allowed to re-use it.  
Sometimes I confused a blog with a diary, so many times I am writing to remind myself of my current state of mind and keeping a record of new discoveries.  I am not telling anyone off or lecturing anyone else but myself.  I may have written 'You' but it is only me telling myself.  
Just read the well-written disclaimer.  Credit goes to the author of the disclaimer (not me).
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