I have a disclaimer

Yes, I copied it from here and was allowed to re-use it. 

Sometimes I confused a blog with a diary, so many times I am writing to remind myself of my current state of mind and keeping a record of new discoveries.  I am not telling anyone off or lecturing anyone else but myself.  I may have written 'You' but it is only me telling myself. 

Just read the well-written disclaimer.  Credit goes to the author of the disclaimer (not me).